Surrey and City Mortgages / Mortgage Advisor

Hi my name is Luke and I’m the founder of Surrey and City Mortgages. I’ve 17 years experience writing my first mortgage back in 2001 and since then have worked in the banking and estate agency sectors in various mortgage department roles including Area Manager and Sales Manager roles.  I started Surrey and City as I’d worked with a number of mortgage brokers in different companies and thought there was a better level of service that clients should expect, that’s what I aim to deliver. 

I offer mortgages from an unrestricted panel of lenders and work around how you want to the process to work, be that face-to-face, over the phone, email or a hybrid.  I work with a few estate agents around the local area and also some housing developers who I’ve quickly established good relationships with based on the service I provide for their clients. 

What do I mean by giving a great level of service?  Adapting to how you would like the process to be completed.  Being available for you for evening or weekend appointments.  Answering your questions when you ask them.  Lastly I see the mortgage process as being completed only when you move into your new home or when your remortgage or protection completes, not when the mortgage offer is issued.  I’ll help chase and liaise with your estate agents and solicitors in order to help things move through as quickly as possible.  I only take on a small amount of clients at any one time to ensure I can always deliver this level of service and ultimately have happy clients.

Get in touch and I’ll talk you through how I can help.

*Your home may be repossessed if you do not keep up repayments on your mortgage

* Recommendations and Reviews

* Referencing carried out independently by Epsom and Ewell Families

  1. “Surrey and City Mortgages provided me with excellent service when obtaining a competitive mortgage. Luke was always available to take calls, evenings and weekends and explained things in a clear and understandable manner.

    Brilliant service, would recommend to anyone requiring a mortgage, Luke was fantastic.”

    – Lucy Birch, Brentwood

  2. “We used Surrey and City to help us secure our mortgage. Nothing was ever too much for Luke. He took time to explain every step and answered every one of my (many) questions, he made the whole process so smooth for us as first time buyers.

    A really great experience and I would definitely re-mortgage with Luke in a few years!”

    – Emily Mitchell, Leatherhead

  3. “Luke took care of every aspect of obtaining a mortgage and got us a very competitive rate. Very professional service with great communication meaning we got up to the minute information whenever we needed and of course a great mortgage deal.

    Using this service meant everything was relaxed, stress free and easy to deal with. Luke also gave us great piece of mind, by taking care of aspects like not having to chase up the provider etc, especially when there were some last minute changes. We could always rely on Luke.”

    – Steven Weinert

Epsom and Ewell Families and it's affiliates accept no liability for any subsequent losses or damage as a result of using any of the services / products advertised. Any opinion’s are our own and reviewers and visitors are expected to fulfil their own due diligence before engaging with a service.