Evolution Private Finance / Property finance and protection

Evolution Private Finance exists to provide honest, straightforward, impartial advice to those seeking to secure property finance or arrange protection for themselves and their families.

With years of experience in property finance and financial services, Evolution Private Finance will give you access to an extensive range of high street lenders, major financial institutions and private banks.

Every client is treated as an individual, all advice is tailored to suit your individual needs and circumstances, we don’t have a one size fits all approach, and there is no such thing as a silly question. We will speak to you in plain English and be with you the whole way through.


If you need to secure finance on a property, Evolution Private Finance would be delighted to assist you with:

  • First Time Buyer Mortgages
  • Residential Purchases
  • Residential Remortgages
  • Buy to Let Purchases
  • Buy to Let remortgages
  • Buy to Let Portfolio Financing
  • Transfer of Equity
  • Inherited Property
  • Help to buy
  • Shared Ownership

Through our business partners we are also able to offer:

  • Bridging Finance
  • Secured Loans
  • Commercial Finance


Securing the finance for your property is only part of the equation. Making sure that no matter what life throws at you, you can remain financially secure is incredibly important.

Evolution Private Finance work with a handpicked panel of exceptional protection providers. Whether you want only to protect your bricks and mortar, or secure a full protection recommendation, Evolution Private Finance can help you balance the cost of cover with the benefits you need for.

  • Life Cover
  • Critical Illness
  • Income Protection
  • Accident Sickness and Unemployment
  • Buildings and Contents
  • Landlords Buildings and Contents


We are happy to meet with you either in your own home, your place of business or, if you prefer, you can meet in our office in Chessington. There is no fee for an initial meeting however should you wish to proceed with a mortgage application, we may charge you a fee.


Your home may be repossessed if you do not keep up repayments on your mortgage.

There will be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

* Recommendations and Reviews

* Referencing carried out independently by Epsom and Ewell Families

  1. “Sharon from Evolution Private Finance provides a super user-friendly service. She is attentive, simplifies things and answers all your questions and never makes you feel like you are taking up too much of her time.

    Despite the fact that she gets paid only on completion she never rushes you through the process and takes care to ensure everything is tailored towards your needs. All questions are listened to, answered, understood and explained clearly.”

    Jack Egan – Banstead

  2. “Sharon from Evolution Private Finance was very knowledgeable. She was always available to provide advice that we could trust and helped us to purchase our first home with a mortgage we can afford.

    As well as helping us to secure a mortgage, Sharon also helped with life and contents insurance and was with us each step of the way with help and advice when we needed it.

    We found Sharon to be honest, friendly, reliable, and knowledgeable. She made buying a new home as stress free as possible.

    We would strongly recommend using Evolution Private Finance. Sharon made our dream of owning our own home a reality and we will definitely be contacting her when we have to renew our mortgage.”

    Kate Bailey

  3. “Evolution Private Finance helped me secure an excellent mortgage and, after recommendation from me, helped my sister with two separate mortgages.

    As well as Sharon being a pleasure to deal with she really knows her stuff. She is knowledgeable, professional and was also very flexible on timings and location of meetings.

    I have recommended her before and wouldn’t hesitate to do so again.”

    Jo Herd – Reigate

Epsom and Ewell Families and it's affiliates accept no liability for any subsequent losses or damage as a result of using any of the services / products advertised. Any opinion’s are our own and reviewers and visitors are expected to fulfil their own due diligence before engaging with a service.